Loans
Guides for Smart Loans, Borrowing, and Repayment
When does it make sense to take a loan? What to consider when negotiating the terms of the loan, and what are the best ways of paying your loans. These are some of the issues our editorial team covers in this section, for student loans, personal loans, TSP loans, and more.
Unleash Financial Freedom with Cloud-Based Personal Loans
Are you tired of feeling like a financial prisoner, trapped by high-interest rates and rigid loan...
which of the following loans will typically offer the lowest interest rate?
Loans have become integral to our lives as we strive to achieve our financial goals. Whether...
What Is the Debit / Credit Entry When a Buyer Assumes a Loan from the Seller?
In the world of finance, every transaction has an impact on the balance sheet of the parties...
The Smart Money Move: Bank loan to pay off student loans
Student loans are often a necessary evil for those pursuing higher education. With the average...
Cashback Loans
We all have our moments when we’re in a tight spot and need an extra bit of money. Whether it’s to...
Loan Flipping: Is it Worth the Risk?
Loans are a common part of modern-day life, with millions of people borrowing funds to finance...
What Documents Do I Need for Taking Over a Car Loan?
For those about to take over an existing car loan, you'll need the right documents and information...
The Pros and Cons of Taking Out a Loan: What You Need to Know
Deciding whether or not to take out a loan can be a difficult decision. It’s important to look at...
How to Choose a Private Student Loan
One of the biggest questions when deciding to return to school is how to finance the tuition and...
Does a Car Loan Help My Credit Score?
It’s common knowledge that taking out a loan or credit card will affect your credit score. But...
Credit Card Refinancing with a Personal Loan
Credit cards can be a great way to build your credit score and earn rewards, but they can also be...
What Does it Mean to Pre-Qualify for a Personal Loan?
For many consumers, personal loans can be a flexible way to finance a major purchase or cover an...
What Is an Online Loan?
An online loan is a personal loan obtained through an online lender. These loans are typically...
How to Compare Car Loan Rates: Facts & Figures
With 0% car loans becoming more difficult to obtain, knowing how to compare car loan rates is...
How to Lower Your Student Loan Rate
If you carry a large balance on your student loans, they may take several years to pay off. The...
How to Get a Personal Loan with Poor Credit or No Credit
Borrowing money with no credit or poor credit can be challenging. A poor credit score or no credit...
Your Guide to TSP Loans
Federal employees, armed forces members, and all other uniformed services have a special lending...
Why You Should Avoid Taking Out Payday Loans
Taking out a payday loan can seem like an attractive option when you need some quick cash....
Can You Get a Personal Loan While Self-Employed?
Self-employment is a rewarding approach to earning a living. However, while self-employment offers...
A Beginner’s Guide to Getting a Used Car Loan
Buying a used car offers several advantages over splurging on a new vehicle. Besides costing...
How Does a Personal Loan Affect Your Credit Score?
A personal loan is a sum of money you borrow from a bank, credit union, or other financial...
Increase Your Chances of Getting Your Personal Loan Approved
The loan approval process can be daunting, but you can improve your chances of approval by being...
Benefits of Consolidating Your Student Loans
Long-term student loan payments are a reality for many college graduates. Whether you just...
