car-insurance

FINANCEISUS

PRIVACY NOTICE FOR CALIFORNIA RESIDENTS UNDER THE CALIFORNIA CONSUMER PRIVACY ACT

Last Updated: May 30 2022

This CCPA privacy notice (“CCPA Notice”) for California Residents under the California Consumer Privacy Act of 2018 (“CCPA”) supplements the information contained in CodeFuel Ltd (“Company”, “we”, “our” or “us”) Privacy Policy and applies solely to residents in the State of California in connection with their access, use and interaction with our website available at: www.financeisus.com, including its subdomains, as well as any widgets, tools, functionalities, email and browser notifications, and services made available via the foregoing (collectively the “Website”).

Users of our Website will be referred to as “you” or “user“, or a “Consumer“, as defined under the CCPA. Any terms defined in the CCPA have the same meaning when used in this CCPA Notice. Further, this CCPA Notice is an integral part of our Privacy Policy and Terms of Use and thus, definitions used herein but not defined herein shall have the meaning ascribed to them in our Privacy Policy.

 

TYPES OF PERSONAL INFORMATION WE COLLECT

Under the CCPA, “Personal Information” is defined as any information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, to a particular consumer, household or device. The categories of Personal Information that we collect (and have collected within the last 12 months), are included in the table below.

For full information regarding the types of data we collect, please review our Privacy Policy.

Please note that, under the CCPA, Personal Information does not include: publicly available information from government records and de-identified or aggregated consumer information, information excluded from the CCPA’s scope (e.g., health or medical information covered by applicable laws such as the Health Insurance Portability and Accountability Act of 1996 (HIPAA)); and information covered by certain sector-specific privacy laws (e.g., the California Financial Information Privacy Act (FIPA)).

 

 

 

Category
A. Identifiers.
B. Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)).
C. Protected classification characteristics under California or federal law.
D. Commercial information.
E. Biometric information.
F. Internet or other similar network activity.
G. Geolocation data.
H. Sensory data.
I. Professional or employment-related information.
J. Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)).
K. Inferences drawn from other personal information.
Examples
A real name, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, Social Security number, driver's license number, or other similar identifiers.
A name, Social Security number, address, telephone number, driver's license or state identification card number, education, employment, employment history, financial information or health insurance information.
Some personal information included in this category may overlap with other categories.
Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information).
Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.
Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as, fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data.
Information on a consumer's interaction with a website, application, or advertisement.
Physical location or movements.
Audio, electronic, visual, thermal, olfactory, or similar information.
Current or past job history or performance evaluations.
Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records.
Profile reflecting a person's preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.
Collected?
Yes
Yes
Yes
Yes
No
Yes
Yes
No
No
No
No

HOW WE COLLECT INFORMATION

We collect Personal Information, in the following ways:

  • In the event you voluntarily choose to provide us with information.
  • Automatically when you use our Website, including through the use of cookies and other similar tracking technologies.
  • From third parties, such as our business partners.

We will ask for your consent to collect Personal Information and offer you the choice to opt-out of such collection if we are required to do so in accordance with applicable law.

 

HOW WE USE PERSONAL INFORMATION

Detailed information regarding how you use Personal Information, is provided under our Privacy Policy. In general, we use Personal Information for one or more of the following purposes:

  • To fulfill the purpose for which you provided the information. For example, if you share your Personal Information if you requested to be contacted by a Third-Party Provider to obtain information regarding a Third-Party Offer (as such terms are defined under our Terms of Use).
  • To maintain, provide, support, improve, enhance and develop our Website, as well customize the Content.
  • To secure our Website and detect fraud.
  • To provide you with support and to respond to your inquiries.
  • For testing, internal research and analysis.
  • To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations.
  • To manage our business operations and the commission we are entitled to receive from our Partners.
  • As otherwise described to you when collecting your Personal Information.

 

DISCLOSURES OF PERSONAL INFORMATION FOR A BUSINESS PURPOSE

In the preceding twelve (12) months, the Company has disclosed the following categories of Personal Information for a business purpose:

  • Category A: Identifiers
  • Category B: California Customer Records personal information categories
  • Category C: Protected classification characteristics under California or federal law
  • Category D: Commercial information
  • Category F: Internet or other similar network activity
  • Category G: Geolocation data

 

We disclose Personal Information for a business purpose to the following categories of third parties:

  • Service providers; and

 

SALE OF PERSONAL INFORMATION

We allow certain third parties, such as advertising partners, to directly collect information about your online activities on our Website, using cookies and similar tracking technologies. In addition, our Website includes our Partners’ online forms and tools, enabling you to submit certain Personal Information.  The collection of information by some of these third parties may constitute a “Sale” of Personal Information, as defined under the CCPA. For more information about these practices, please review our Privacy Policy.

In the preceding twelve (12) months, Company has shared the following categories of Personal Information, where explained above, may constitute a Sale under the CCPA:

  • Category A: Identifiers
  • Category B: California Customer Records personal information categories
  • Category C: Protected classification characteristics under California or federal law
  • Category D: Commercial information
  • Category F: Internet or other similar network activity
  • Category G: Geolocation data

 

YOUR RIGHTS, CHOICES AND CONTROLS RELATED TO YOUR PERSONAL INFORMATION UNDER THE CCPA & HOW YOU MAY EXERCISE YOUR RIGHTS

The CCPA provides Consumers with certain rights related to their Personal Information, including (subject to certain exceptions and limitations):

  • The right to know what categories of Personal Information we collect and disclose, the categories of sources from which we collect Personal Information, purposes for collecting or, if applicable, sharing or selling Personal Information, the categories of Personal Information we have disclosed and, the categories of third parties to whom we have disclosed Personal Information – all is detailed under this CCPA Notice.
  • The right to request a list of the Personal Information we disclosed to third parties for their own direct marketing purposes (for certain categories of Personal Information).
  • The right to request the deletion of Personal Information.
  • The right to exercise such rights without being discriminated with regards to our services.
  • The right to opt out of sale of your Personal Information.

Only you or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable request related to your Personal Information. Such request must include sufficient information that allows us to reasonably verify you are the person about whom we collected Personal Information or an authorized representative as well as sufficient details regarding your request that allows us to properly understand, evaluate, and respond to it. Please note that any disclosures we provide will only cover the 12-month period preceding the receipt of your request.

You can exercise your rights by contacting us at [*] and submitting your request. Subject to legal and other permissible considerations, we will make every reasonable effort to honor your request promptly in accordance with applicable law or inform you if we need further information in order to fulfil your request. When processing your request, we may ask you for additional information to confirm or verify your identity and for security purposes, before processing and/or honoring your request. We reserve the right to charge a fee, where permitted by law, for instance if your request is manifestly unfounded or excessive. In the event that your request would adversely affect the rights and freedoms of others (for example, would impact the duty of confidentiality we owe to others) or if we are legally entitled to deal with your request in a different way than requested, we will address your request to the maximum extent possible, all, in accordance with applicable law.

If you provide your Personal Information through the forms and online tools available in the Website – please note that these forms or tools are handled directly by our Partners – meaning, we implement their technologies on our Website and the information you provide will be shared and transmitted directly to our Partners and will not be stored by us, nor we will have access to such information. Accordingly, you should contact the Partner for any privacy-related questions or where you wish to exercise your rights related to your Personal Information.   

 

AMENDMENTS OF THIS CCPA NOTICE

We reserve the right to modify this CCPA Notice at any time by posting the modified version on the Website.  Such modifications will be effective upon posting (unless we specify a later effective date). In such cases, we will also update the “Last Updated” reference set forth at the header of this CCPA Notice.   You are expected to check this page from time to time so you are aware of any changes. In the event of material amendments, we will make efforts to post an applicable notice, subject to applicable laws requirements.

 

CONTACT US

If you have any questions, concerns or complaints regarding this Privacy Policy, or if you wish to exercise your rights, please contact us at:

CodeFuel Ltd.

contact@financeisus.com.

Codefuel Ltd.
1 World Trade, 77th Floor
New York, NY 10007