Maximizing Your Savings: 7 Tips for Successful Banking

Maximizing Your Savings: 7 Tips for Successful Banking

Are you tired of watching your hard-earned money slip through your fingers? Ready to take control of your finances and begin Maximizing Your Savings? Look no further! This blog will discuss 7 easy tips for maximizing savings and achieving banking success. From setting...
Why You Should Use Your Credit Card at the Gas Pump

Why You Should Use Your Credit Card at the Gas Pump

Most people have a preference for how they pay for everyday purchases like gas, groceries, and utilities. Some choose to pay with cash to avoid buying unnecessary items or holding a balance and going into debt. Other people choose to use credit cards for their ease or...
Is Inheritance Taxed as Income?

Is Inheritance Taxed as Income?

Inheritance tax is a complex tax law that may affect the inheritance you leave your beneficiaries. This tax mainly depends on the state the deceased lived in, the person receiving the property, and the amount. However, many exemptions, exceptions, and varying tax...
How the Federal Reserve Interest Rate Affects You

How the Federal Reserve Interest Rate Affects You

The Federal Reserve Interest Rate is the minimum interest rate set by the Federal Reserve to determine how much banks must charge each other at a minimum for overnight borrowing or lending. This interest rate is set by the federal reserve and can only be done with the...
How Does an IRA Savings Account Work?

How Does an IRA Savings Account Work?

An Individual Retirement Account, or IRA, is an investment account that allows individuals to save for retirement. Most financial institutions offer IRA accounts, such as banks or credit unions. You can also open an IRA with a mutual fund provider or investment...
Benefits of Using a Credit Union

Benefits of Using a Credit Union

Consumers looking for alternatives to big banks and financial institutions for their personal finances have the option of opening an account with a credit union. Credit unions offer many benefits for consumers with excellent credit and those with less than stellar...