What Is an Online Loan?

What Is an Online Loan?

An online loan is a personal loan obtained through an online lender. These loans are typically unsecured, meaning they do not require collateral to secure the loan. This benefit makes them a popular option for those who may not have access to traditional lending...
How to Compare Car Loan Rates: Facts & Figures

How to Compare Car Loan Rates: Facts & Figures

With 0% car loans becoming more difficult to obtain, knowing how to compare car loan rates is essential to securing the best deal. You will have to spend some time shopping around, but finding the lowest rate for your car loan can save you money.   What Does a...
How to Lower Your Student Loan Rate

How to Lower Your Student Loan Rate

If you carry a large balance on your student loans, they may take several years to pay off. The average student loan interest rate is 5.8%. With student loan debt reaching an average of $30,000, you may accrue thousands of dollars in added interest to your initial...
Your Guide to TSP Loans

Your Guide to TSP Loans

Federal employees, armed forces members, and all other uniformed services have a special lending plan at their disposal if they need to borrow money. The Thrift Savings Plan, or TSP for short, is a convenient investment and retirement plan that allows federal workers...
Why You Should Avoid Taking Out Payday Loans

Why You Should Avoid Taking Out Payday Loans

Taking out a payday loan can seem like an attractive option when you need some quick cash. However, the prospect of a handful of money without much hassle comes with significant risks to your finances and mental health. Learn why you should avoid taking out payday...