Charitable donations can be a priority for some families in their estate planning. You can make the most out of your philanthropic desires while benefiting your income taxes through a charitable remainder trust. A charitable remainder trust lets you donate your...
If you work or live in America, it is essential to understand your options if you become disabled. Approximately 25% of workers become disabled before reaching retirement age, leading to the inability to work and earn an income independently. Disability insurance...
Borrowing and investing money is a minefield for the average person. Loan officers and financial advisors quote interest rates and expect you to choose between their offerings. Understanding how compounding interest works and the differences between APR and APY can...
Dental disease is the most common disease in cats and dogs. Approximately 70% of cats and 80% of dogs show signs of dental disease by age three. If dental disease is left untreated, it can lead to heart, liver, and kidney issues and serious health problems that might...
Getting pre-approval for a mortgage is a good idea, especially if you want to purchase a home in a seller’s market. In a bidding war, a pre-approval letter from a financial institution proves to sellers that you have the finances to back your offer. When the lender...
